The Securities and Exchange Commission (SEC) has signaled a shift in its regulatory oversight for the upcoming fiscal year, releasing its annual examination priority list with a clear mandate: scrutinize how registered investment advisers (RIAs) profit from client accounts and assess the industry’s readiness to combat cyber threats fueled by "super intelligence." The Division of […]
The financial advisory landscape is currently defined by a striking paradox: while the "fee-only" fiduciary model commands the highest levels of client satisfaction and loyalty in the industry, it is steadily losing market share to hybrid and insurance-licensed competitors. A first-of-its-kind research report from Cerulli Associates, commissioned by the Indiana-based fee-only firm Credent Wealth Management, […]