October 09, 2026

Federal Reserve Board releases results of the 2025 Survey of Consumer Finances, providing the public and policymakers with detailed insights into the economic condition of American families

WASHINGTON—The Federal Reserve Board on Friday released the highly anticipated results of the 2025 Survey of Consumer Finances, offering the public, researchers, and policymakers a comprehensive and detailed look into the economic health and financial well-being of households across the United States.

Released at 10:00 a.m. EDT, the extensive dataset provides a representative, nationwide picture of household balance sheets, capturing what Americans own, how much and in what ways they borrow, and how they interact with the banking system. The survey serves as one of the nation’s premier barometers of family wealth, debt burdens, and economic security.

The current version of the survey is part of a long-standing economic research program that has been undertaken every three years since 1989. Over more than three decades, this triennial rhythm has provided the public with an extensive, unbroken time series of thorough information on the evolving economic conditions of American families. By tracking these metrics across decades, economists and policymakers can analyze long-term structural shifts in wealth accumulation, credit usage, and banking habits.

Alongside the raw survey data, the Board issued its official summary report, entitled Changes in U.S. Family Finances from 2022 to 2025. This accompanying publication examines the major trends and shifts observed over the triennial period, offering deep analytical insights into changes in household income, net worth, accumulated assets, outstanding debt obligations, and overall financial vulnerability.

The release of the 2025 survey data comes at a critical time for economic analysis, as researchers and policymakers continuously evaluate how American households navigate changing macroeconomic conditions, interest rate environments, and labor market dynamics. The comprehensive findings help illuminate the distribution of economic resources across different segments of the population, tracking how various demographic groups have fared in the modern financial landscape.

To help the public and analysts digest the extensive findings, an interactive chartbook displaying changes in these financial characteristics over time has been made available through the Federal Reserve’s digital platforms. This tool allows users to visualize trends across multiple survey cycles, offering a dynamic way to explore complex financial data. Furthermore, additional data from the survey—including extensive datasets examining a wide array of other economic conditions affecting American families—has been made publicly available for independent researchers, academics, and institutions wishing to conduct deeper analyses.

The rigorous methodology behind the Survey of Consumer Finances is a cornerstone of its reliability and authority. The survey is conducted on behalf of the Board by NORC, a prominent social science research organization based at the University of Chicago. To ensure the findings accurately reflect the diverse population of the United States, participants in the study are chosen at random from 119 carefully selected geographic areas. These locations encompass a wide cross-section of metropolitan areas and rural counties spanning across the entire country.

The selection process utilizes advanced scientific sampling procedures specifically designed to produce a sample that is thoroughly representative of American families as a whole. This methodological rigor ensures that the resulting data can be reliably generalized to the broader U.S. population, offering an authoritative foundation for public policy decisions and academic research alike.

For members of the media seeking further information, data clarifications, or comment regarding the 2025 Survey of Consumer Finances, the Federal Reserve Board has established dedicated communication channels. Inquiries can be directed via email to [email protected] or by telephone at (202) 452-2955.